“Top Coat Cash” (*1/2 out of four) was a slapdash, derivative action melodrama about a skilled MMA fighter (David Tittone) who returns home from Vegas and is recruited by various underworld figures to engage in a ruthless bank robbery which leads to a multitude of consequences no one foresees. Director/writer/star Tittone lacks personality and the same could be said for his script and direction. Even the action scenes and bank robbery aren’t particularly well-staged. Hard-core action and MMA fans would best spend their “cash” elsewhere.