“Cover Me” (*1/2 out of four) was a misbegotten muddle about a female career executive (Jules Wilcox) whose encounter/dream with an older man (Danny Trejo) gives her a second chance at her work and her finances and thus her life. Inept time-waster can’t decide whether it’s a witless comedy, a lame thriller, or a flat inspirational drama and thus fails at all of them. Trejo adds some welcome spice and style as usual but he should have put a machete through this script instead.